document.write("\n<P>Tips to Avoid ID Theft<\/P>\n<P>Protect Yourself from Identity TheftIt\'s a growing problem that you want to avoid. Here are a few brief tips to help you avoid becoming an identity theft victim.<\/P>\n<UL>\n<LI>Don\'t provide personal information to anyone unless you initiated the contact. \n<LI>Shred personal information before discarding. \n<LI>Protect PINs and passwords and don\'t make them easy for others to figure out. \n<LI>Carry only cards and driver\'s license you use routinely with you daily. \n<LI>Read account and billing statements carefully. \n<LI>Review your credit report annually from each of the three major bureaus <\/LI><\/UL>\n<P>To order credit reports:<\/P>\n<TABLE cellSpacing=0 cellPadding=2 width=360 border=0>\n<TBODY>\n<TR>\n<TD vAlign=top width=\"33%\">Equifax<\/TD>\n<TD vAlign=top width=\"33%\">Experian<\/TD>\n<TD vAlign=top width=\"33%\">Trans Union<\/TD><\/TR>\n<TR>\n<TD vAlign=top width=\"33%\">800-685-1111<\/TD>\n<TD vAlign=top width=\"33%\">888-397-3742<\/TD>\n<TD vAlign=top width=\"33%\">800-888-4213<\/TD><\/TR><\/TBODY><\/TABLE>\n<P><BR>Beginning September 1, 2005 all consumers&nbsp;could order a free credit report annually from the three reporting agencies above through a centralized resource using this phone or web contact information.<BR>Phone: 1-877-322-8228<BR>Internet: <A href=\"http:\/\/www.nccfcu.org\/cr\/r.asp?u=https:\/\/www.annualcreditreport.com\/\">www.annualcreditreport.com<\/A><\/P>\n<P>If you become an identity theft victim follow these important steps.<\/P>\n<UL>\n<LI>File a police report. \n<LI>Contact the fraud departments at the credit bureau numbers listed above \n<LI>Contact the Federal Trade Commission hotline 1-877-ID-THEFT \n<LI>Contact all creditors to inform them, close accounts, and obtain new cards and security codes. <\/LI><\/UL>\n<P>To report fraud:<\/P>\n<TABLE cellSpacing=0 cellPadding=2 width=360 border=0>\n<TBODY>\n<TR>\n<TD vAlign=top width=\"33%\">Equifax<\/TD>\n<TD vAlign=top width=\"33%\">Experian<\/TD>\n<TD vAlign=top width=\"33%\">Trans Union<\/TD><\/TR>\n<TR>\n<TD vAlign=top width=\"33%\">800-525-6285<\/TD>\n<TD vAlign=top width=\"33%\">888-397-3742<\/TD>\n<TD vAlign=top width=\"33%\">800-680-7289<\/TD><\/TR><\/TBODY><\/TABLE>");