document.write("\n<P><STRONG>Serving you is all we do ...<BR>Your Community Credit Union<\/STRONG><\/P>\n<TABLE cellSpacing=0 cellPadding=0 width=521 border=0>\n<TBODY>\n<TR>\n<TD width=161>\n<P><STRONG>What is a credit union?<\/STRONG><\/P>\n<P>Credit unions are not for profit financial institutions that serve a group of people connected by a common bond, such as an employer or geographic unit. <\/P><\/TD>\n<TD width=374><IMG height=120 alt=\"\" src=\"http:\/\/www.nccfcu.org\/img\/building-2.jpg\" width=374 border=0><\/TD><\/TR><\/TBODY><\/TABLE>\n<P>As not-for-profit financial institutions, credit unions generally offer competitive deposit and loan rates and charge fewer and lower fees than other financial institutions.<\/P>\n<P><STRONG>Who is Your Community Credit Union?<\/STRONG><\/P>\n<P>Your Community Credit Union was founded in 1957 -- as Seymour Johnson Federal Credit Union -- to serve the financial needs of the military and civilian personnel located at Seymour Johnson Air Force Base. Responding to requests from private industry and other organizations, the credit union opened its doors to more than 75 of these area groups during the \'80s and \'90s.<\/P>\n<P>Your Community Credit Union operates under a federal charter and accounts are insured to $250,000 by NCUA, a government agency. Recognizing an even broader need to provide an alternative to traditional banking, the credit union converted to a community charter in 2002 and changed its name to reflect the broader community it now serves -- Wayne County.<\/P>\n<P>For more than&nbsp;50 years, Your Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County with a combination of friendly personal service&nbsp;... technologically advanced delivery systems&nbsp;... and products that meet the needs of individuals and businesses it serves.<\/P>\n<P><STRONG>How can I experience the Your Community Credit Union difference?<\/STRONG><\/P>\n<P>If you live&nbsp;... work&nbsp;... worship&nbsp;... or attend school in Wayne County, you may open accounts at Community Federal. By opening a savings account with $1, you are then eligible to request other services such as checking and money market accounts, certificates, mortgage and home equity loans, credit cards and more.<\/P>\n<P><STRONG>Where can I open accounts?<\/STRONG><\/P>\n<P>Qualified individuals and business owners may open accounts at any&nbsp;of our branches.&nbsp;Click to view our <A href=\"http:\/\/www.nccfcu.org\/locationshours\">Locations and Hours<\/A> page.<\/P>");