February 4, 2009

Dear Member,

We have received notice from VISA that some of our members’ VISA Debit Cards and/or Credit Cards may have been affected by a security breach at a third party transaction processing data center. This breach occurred between May 14, 2008 and November 13, 2008.

Although VISA has classified this breach as low risk, we are taking all steps necessary to protect our members from possible fraud. As a result, if your card was affected, we will be blocking it effective Monday, February 9, 2009. A new card and pin# has already been ordered and will be mailed to the address on record. You should receive them in 7 to 10 business days.

If you have any questions regarding this or any other matter, please call our toll-free number: 1-866-265-0269.