About Us

Credit unions are financial cooperatives owned and operated by their member/owners.

As a credit union member, you’re also the owner! There are no outside stockholders. The only stockholders at a credit union are the members themselves.

Better Rates & Lower Fees

Credit unions return profits back to the member in the form of better rates, better service and lower fees, unlike the big banks.

Volunteer Board of Directors

Credit unions are governed through an unpaid, volunteer Board of Directors. These volunteers are members of NCCFCU and are democratically elected by the credit union membership to represent you, the credit union member.

Better Relationship

As a member of a credit union, you’re also the owner — and we treat you that way. There are no customers at a credit union, just member/owners!

Deposits Insured through NCUA

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

One Vote per Member

Each member gets one vote at the Credit Union, regardless of how much that person has on deposit.

Your Community Credit Union was founded in 1957, as Seymour Johnson Federal Credit Union to serve the financial needs of the military and civilian personnel located at Seymour Johnson Air Force Base. Responding to requests from private industry and other organizations, the credit union opened its doors to more than 75 of these area groups during the ’80s and ’90s.

Recognizing an even broader need to provide an alternative to traditional banking, the credit union converted to a community charter in 2002 and changed its name to reflect the broader community it now serves – Wayne County.

For more than 55 years, Your Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County with a combination of friendly personal service, technologically advanced delivery systems and products that meet the needs of individuals and businesses it serves.

By opening a savings account with $1, you are then eligible to request other services such as checking and money market accounts, certificates, mortgage and home equity loans, credit cards and more.

We invite you to Establish a Better Relationship and join today!
You may open accounts at any of our branches. Click to view our Locations and Hours page. For more information on membership, contact Brittany H. Acree, bacree@nccfcu.org or 919.736.5094.

Connect With Us!

Do More With YOUR Money HERE.

Welcome to Your Community Credit Union! We are a community based financial institution located in Goldsboro, NC. If you Live, Work, Worship or Attend School in Wayne County, North Carolina you are eligible for membership by opening a savings account with just $1!