Personal Checking Accounts at a Glance

Why Join?: Unlike a bank, Your NC Community Credit Union is not for profit. Our members are shareholders and our profits get returned to our members in the form of LOWER FEES and BETTER INTEREST RATES on loans and deposits than banks. We like to think we set the standard for excellent member care, too. Join us- you’ll have the same access to your money that you have with a big bank, but will enjoy the one-on-one service you can only get from a truly local financial institution.

Membership Eligibility: You must Live, Work, Worship or Attend School in Wayne County, North Carolina or your business must reside or operate in Wayne County, North Carolina to be eligible to join and open accounts with us.

Questions? |  Call 919.734.8224 to speak to a member of our team about membership.

You Can Get Started Online!| Click beside the account you want to open below to fill out an online application for  a checking account. You will still need to come in to complete account opening and order your debit card- it only takes about 10 minutes!

Join In Person | Visit a branch: 2401 E. Ash Street, Goldsboro, NC (under the blue roof) or inside the BX on base at Seymour Johnson AFB. See Locations and Hours for more info.

When you come to complete your account opening, please bring the following:

  • Valid, unexpired driver’s license listing your current address
  • If your driver’s license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address
  • Social Security card OR government issued document (tax return, w2, etc.) listing your FULL social security number

All accounts enjoy:

  • FREE E-Statements
  • FREE Bill Pay
  • Discounts at area businesses through Member Rewards
  • FREE Visa® Debit Card

Essential Checking

Our basic checking account that is FREE with e-statements and any direct deposit.

  • Only need $1.00 to open
  • No minimum balance requirement
  • FREE check cashing and check writing
  • Overdraft Privilege available after 30 days

Open This Type of Account

 


#myCU Student Checking

Tailored just for teens and young adults 13-26, you’ll enjoy FREE checking with any direct deposit.  E-statements required. Ages 13-17 require a parent/guardian signer.

  • Only need $1.00 to open
  • One “uh-oh” ODP fee refund per year
  • Four FREE foreign ATM transactions per month
  • No minimum balance requirement
  • FREE check cashing and check writing
  • Overdraft Privilege available for ages 21+ with accounts in good standing
  • FREE Visa® debit card
  • FREE monthly savings transfer to help you save for your goals

Open This Type of Account

 


FreshStart Checking

A second chance account for those who may have a record of accounts in unfavorable standing with other financial institutions.

  • Guidelines apply
  • $1.00 Minimum Balance to Open PLUS a $10.00 fee
  • $10.00 monthly fee
  • No minimum balance requirement
  • No check cashing and check writing fees

Open This Type of Account

 


WorkPerksTM Checking

An interest-bearing checking account with benefits tailored to employees of our WorkPerksTM program participants. You must be employed with one of our WorkPerks employers to open this type of account.

  • FREE with any direct deposit and e-statements
  • $25.00 Minimum balance to Open
  • One “uh-oh” ODP fee refund per year
  • One FREE foreign ATM transaction per month
  • Earns interest on balances above $2,500
  • Unlimited check cashing and check writing

Open This Type of Account

 


Select Checking

An interest-bearing checking account ideal for those carrying higher balances.

  • FREE with any direct deposit PLUS average daily balance of $2,500 or more
  • $100.00 Minimum balance to Open
  • One FREE foreign ATM transaction per month
  • Earns interest on balances above $2,500
  • Unlimited check cashing and check writing

Open This Type of Account

Connect With Us!

Do More With YOUR Money HERE.

Welcome to Your Community Credit Union! We are a community based financial institution located in Goldsboro, NC. If you Live, Work, Worship or Attend School in Wayne County, North Carolina you are eligible for membership by opening a savings account with just $1!