Open A Savings Account

A Primary Savings account is the basis for all other banking relationships at Your NC Community Credit Union. All other account relationships (checking, loans) fall under the primary savings account.

When you open a Primary Savings account with $1, you become a member-owner of Your Community Credit Union. As long as you maintain this balance, you are entitled to request other accounts and services.

Holiday Savings

Run short on cash during the holiday season? Start saving for that specific purpose with a holiday savings account. Set up a recurring transfer from your primary savings account or checking account to help you save throughout the year. We will transfer the total balance of a Holiday Account to your savings or checking account the first week of October each year. The account remains open at a zero balance and holds subsequent deposits until the following October transfer. NO WITHDRAWALS are permitted during the Holiday period.

Special Purpose Savings

A special purpose savings account is just that- an account to help you save for any purpose that you see fit. Saving for a vacation? Saving for a new car? This additional savings account can help you keep these funds separate.

Why Join?: Unlike a bank, Your NC Community Credit Union is not for profit. Our members are shareholders and our profits get returned to our members in the form of LOWER FEES and BETTER INTEREST RATES on loans and deposits than banks. We like to think we set the standard for excellent member care, too. Join us- you’ll have the same access to your money that you have with a big bank, but will enjoy the one-on-one service you can only get from a truly local financial institution.

Membership Eligibility: You must Live, Work, Worship or Attend School in Wayne County, North Carolina OR be an existing member to be eligible to open accounts with us.

Questions? |  Call 919.734.8224 to speak to a member of our team about membership.

You Can Get Started Online!| Click beside the account you want to open below to fill out an online application for  a savings account. A member of our team will contact you within 1 business day. You will still need to come in to complete account opening- it only takes about 10 minutes!

Open In Person | Visit a branch: 2401 E. Ash Street, Goldsboro, NC (under the blue roof) or inside the BX on base at Seymour Johnson AFB. See Locations and Hours for more info.

When you come to complete your account opening, please bring the following:

  • Valid, unexpired driver’s license listing your current address
  • If your driver’s license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address
  • Social Security card OR government issued document (tax return, w2, etc.) listing your FULL social security number

 

Click here to view our current dividend rates.

Account Minimum

Balance to
open

Standard
Monthly Fee

Dividends*

Primary Savings

$1

None

Yes

Holiday Savings

$5

None

Yes

Other Secondary

$5

None

Yes

Special Purpose

$5

None

Yes

*Pays dividends monthly, calculated on the daily balance.

Step 1 of 8 - Eligibility and Account Type

0%
  • Eligibility and Account Type

    Indicate your eligibility for membership and indicate the type(s) of account(s) you would like to open.
  • If you are a new member, we will open all of your accounts at the same time.

 

Connect With Us!

Do More With YOUR Money HERE.

Welcome to Your Community Credit Union! We are a community based financial institution located in Goldsboro, NC. If you Live, Work, Worship or Attend School in Wayne County, North Carolina you are eligible for membership by opening a savings account with just $1!