Apply for an Auto Loan through your Business at Your NC Community Credit Union

Auto loans offered for self-employed borrowers at Your NC Community Credit Union

If you are seeking to purchase a new or used vehicle through your business, ask if we can help! At Your NC Community Credit Union, we provide the same competitive auto loans you find at a big bank combined with the personal service that can only be found at a local institution. Typically, to consider an auto loan for financing in a business name, we will ask for personal and business tax returns from the most recent two years along with year-to-date financial statements detailing profit and loss.

If you drive your vehicle for the purposes of furthering your business, be sure to ask your tax professional about the possibility of writing off mileage, depreciation and other expenses related to your vehicle on your taxes.

Shop Our Rates

The interest rate you pay greatly affects your overall cost for your vehicle, so don’t get stuck paying too much. We finance new vehicles as low as 2.89% APR and used vehicles as low as 2.99% APR. To assign your rate, we look at things like your credit score, overall debt-to-income ratio, the loan-to-value of the vehicle you are purchasing and your employment history (longevity in a job OR same line of work for an extended period of time).

Model Years

Term Offered (Months)

Rates as low as

New, 2016-2017

48
2.89%
49-66
3.09%
72
3.29%

Used, 2015-2016

48
2.99%
49-66
3.29%
72
3.49%

2013-2014

48
3.29%
49-60
3.99%

2010-2012

48
3.99%
49-60
4.39%

2006-2009

36
4.69%
37 to 48
4.99%

Get Started// Apply Online

Completing our online application provides us with the preliminary information that we need to determine your qualifications for an auto loan through your business. Once you have completed your application, a member of our team will contact you within 1 business day with further instructions. For business loans, both a personal and business credit report are pulled and considered in the credit decision.

Let us give you the opportunity to get your auto loan pre-approved at a low rate! Take the 5 minutes to get started online NOW!  Get Started Here.

Check Your Car’s Value//Get Started Online

Most lenders, including our team at NC Community Credit Union, use NADA guides to determine the value of the vehicle that you are financing. We lend a percentage of a vehicle’s NADA Clean Retail value; the percentage of that value that we lend depends upon your creditworthiness, as well as the age of the vehicle. Use NADA to check your vehicle’s value now.

Connect With Us!

Do More With YOUR Money HERE.

Welcome to Your Community Credit Union! We are a community based financial institution located in Goldsboro, NC. If you Live, Work, Worship or Attend School in Wayne County, North Carolina you are eligible for membership by opening a savings account with just $1!