Business Equipment and Business Real Estate Loans from NC Community Credit Union

Get a Business Equipment or Business Real Estate Loan at Your NC Community Credit Union in Goldsboro, NC!

At NC Community Credit Union, we offer business lending solutions that are ideal for small to medium-sized businesses. Below, we outline some of our FAQ’s regarding business loans. Please give us a call and we are happy to discuss your loan need with you on a one-to-one basis!

What Type of Business Loans Do You Offer?

For businesses, we offer the same type of loans we do for our general personal account members along with other types of loans that just apply to businesses. Below are just a few examples of business projects we have funded:

  • Real Estate Purchase
  • Pre-Sold and Speculative Construction Loans
  • Facility Upgrades and Renovations
  • Equipment Purchase
  • Company Vehicle(s)

What Do I Need to Have In Order to Apply for A Business Loan With the Credit Union?

We evaluate each loan on a case by case basis, however; there are certain requirements that existing among all business loan types.  At  a minimum, you will need to provide the following:

  • 2-years of personal corporate tax returns
  • Articles of Organization for your business
  • Personal guarantees of all principals
  • Year-to-date profit & loss (P&L) sheet and balance sheet
  • Copies of bank statements from the last 60 days

In addition, we will want to discuss your plans to use the loan funds as well as your plans of re-payment. We may ask to review your current business plan as well. We hope to use our expertise to assist you in making the best choice for your business.

What If My Business Cannot Get a Loan At This Time?

If, for whatever reason, you are ineligible for a business loan at this time, our team will work with you to determine the steps you need to take in order to qualify for a business loan in the near future.

Who To Call: Chuck Waller, Business Development Officer

Office | 919.736.5091

Mobile | 919.580.5861

E-Mail |

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Welcome to Your Community Credit Union! We are a community based financial institution located in Goldsboro, NC. If you Live, Work, Worship or Attend School in Wayne County, North Carolina you are eligible for membership by opening a savings account with just $1!