NC Community Credit Union is pleased to offer tap to pay credit and debit cards. These cards provide an easy and secure way to make purchases.
Tap to Pay cards feature the latest technology that lets you quickly and easily make purchases. Simply tap the chip area of the card on the payment terminal where and when prompted. You will quickly receive a confirmation that the payment has been processed.
How Do I Process a Contactless Payment?
Processing a contactless payment is easy:
- Look for the Contactless Symbol on the payment terminal.
- Tap, hold, or wave your contactless-enabled payment card close to the payment screen when you normally would swipe/insert it. That’s it! If successfully processed, the payment terminal will confirm that you’re good to go – it’s that easy!
What Are The Benefits Of a Contactless Card?
- It’s quick! It’s typically twice as fast as chip readers. Now, instead of manually inserting and/or swiping your card at checkout, you can hold your card near the card terminal, and within seconds, your transaction is complete. Speedy checkout for the win!
- It’s more secure! With each transaction made, each tap-to-pay generates new one-time data, making it more difficult for a scammer to duplicate your information and helps protect you from the risks of fraud.
- Fewer germs! That’s right, with a simple tap to pay, you don’t have to touch the keypad. When prompted, just hold your card near the reader/contactless symbol.
What If Contactless Payments Aren’t Available At Checkout?
While tap to pay contactless payments are becoming more and more popular every day, your contactless card can still be inserted or swiped to complete payment. Contactless payments are just another way to pay, not necessarily a replacement.
As of June 12th, 2024, all NC Community Credit Union issued debit and credit cards will be tap to pay enabled. As member cards expire, they will be sent a new tap to pay enabled card.
If you would like a tap to pay enabled card before your card expires, you can request one to be sent to you now through the NCCFCU App or by calling us at (919) 734-8224.
