New and Used Vehicle Loans- as low as 2.89% APR

Get a LOW interest rate auto loan at Your NC Community Credit Union in Goldsboro, NC

If you are seeking to purchase a new or used vehicle or are considering a refinance of your current auto loan to achieve a lower interest rate and monthly payment, let us see if we can help save you money! At Your NC Community Credit Union, we provide the same competitive auto loans you find at a big bank combined with the personal service that can only be found at a local institution.

Shop Our Rates

The interest rate you pay greatly affects your overall cost for your vehicle, so don’t get stuck paying too much. We finance new vehicles as low as 2.89% APR and used vehicles as low as 2.99% APR. To assign your rate, we look at things like your credit score, overall debt-to-income ratio, the loan-to-value of the vehicle you are purchasing and your employment history (longevity in a job OR same line of work for an extended period of time).

Model Years

Term Offered (Months)

Rates as low as

New, 2016-2017

48
2.89%
49-66
3.09%
72
3.29%

Used, 2015-2016

48
2.99%
49-66
3.29%
72
3.49%

2013-2014

48
3.29%
49-60
3.99%

2010-2012

48
3.99%
49-60
4.39%

2006-2009

36
4.69%
37 to 48
4.99%

Get Pre-Approved// Apply Online

Getting pre-approved for your vehicle purchase BEFORE you buy lets you know what loan interest rate and term for which you qualify. Having a pre-approval gives you bargaining power when shopping at a dealership. So, why NOT take the 5-minutes to apply online NOW! Get Started Here.

Check Your Car’s Value//Get Started Online

Most lenders, including our team at NC Community Credit Union, use NADA guides to determine the value of your vehicle. We lend a percentage of a vehicle’s NADA Clean Retail value; the percentage of that value that we lend depends upon your creditworthiness, as well as the age of the vehicle. Use NADA to check your vehicle’s value now.

 

 

 

Connect With Us!

Do More With YOUR Money HERE.

Welcome to Your Community Credit Union! We are a community based financial institution located in Goldsboro, NC. If you Live, Work, Worship or Attend School in Wayne County, North Carolina you are eligible for membership by opening a savings account with just $1!