Personal Loans

Have a flat tire and now you have to replace all four of them? Has your air conditioner stopped working on the hottest day of the year and now you need a whole new unit? Planning to pop “the” question over dinner in a few weeks?

There a multitude of reasons for wanting a personal loan, none less important than the other. When you just need extra funds, whatever the reason, we are here to help!

Your NC Community Credit Union offers unsecured, personal loans in amounts from $500 up to $5,000 for your convenience. You can apply securely and easily for each of these loan types online in five minutes or less, with an approval decision within 1 business day (often within a few hours)!

EZ Cash// Learn More & Apply Online Now!

EZ Cash loans, much like their name, are a way to get a small amount of cash quickly and pay it off in a relatively short amount of time (typically a 6 month term). These loans are ideal for those with limited or blemished credit history that need extra funds but want to avoid the high interest rates charged by payday lenders. EZ Cash loans can also be used to repair damaged credit. EZ Cash loans can vary in amounts from $500, $750 or $1,000. The amount you are able to borrow will depend upon your creditworthiness. Follow the link just above to apply online now. Our online application is quick and easy. After completion, you’ll hear from our team within 1 business day and if you’re approved, we’ll work to get you your funds quickly, often same-day!

Personal Loan// Learn More & Apply Online Now!

Personal loans can be used for just about anything — that dream vacation, Christmas or birthday shopping, auto repairs, you name it! Rates start as low as 10.75% for well-qualified borrowers, but do not exceed 17.50%.  Length of term offered varies by the amount borrowed. Our online application is quick and easy. After completion, you’ll hear from our team within 1 business day and if you’re approved, we’ll work to get you your funds quickly, often same-day!

Share Secured Loan// Learn More & Apply Online Now!

A share secured loan, by definition, is a loan secured by your own shares– in this case, your funds in your savings (share) account. Share secured loans are a great way to get a loan at a very low interest rate without releasing a large amount of your own cash. Your assets are held as collateral for the loan amount until the loan is paid off. Share secured loans are excellent for those seeking to establish credit, or even repair credit because they represent a low-risk for the credit union but still give you, the borrower, a reportable trade line on your credit report. If payments are made satisfactorily, it can help boost your credit score. Some even opt to utilize a share secured loan for large expenditures, like a car. Our online application is quick and easy. After completion, you’ll hear from our team within 1 business day and if you’re approved, we’ll work to get you your funds quickly, often same-day!

 

Connect With Us!

Do More With YOUR Money HERE.

Welcome to Your Community Credit Union! We are a community based financial institution located in Goldsboro, NC. If you Live, Work, Worship or Attend School in Wayne County, North Carolina you are eligible for membership by opening a savings account with just $1!