ROUTING NUMBER: 253177308
© 2024 North Carolina Community Federal Credit Union. All Rights Reserved.
Federally Insured by NCUA
Compare Checking Accounts
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ACCOUNT TYPE
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DESCRIPTION
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MINIMUM BALANCE
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BILL PAY
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NON-NCCFCU ATM USE
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MONTHLY ACCOUNT FEE
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STATEMENTS
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EARNS INTEREST
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NSF / OVERDRAFT FEE
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|---|---|---|---|---|---|---|---|---|
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FREE basic checking with e-statements
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$1.00
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FREE
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$2.00 / transaction
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$8.00 or FREE with direct deposit
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e-statements required, or $2.00 / month fee
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NO
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>$35.00
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|
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Our ‘second chance’ checking account
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$1.00 (plus $10 fee)
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FREE
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$2.00 / transaction
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$10.00
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e-statements required, or $2.00 / month fee
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NO
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$35.00 (No ODP or courtesy pay granted)
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|
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Interest-bearing checking account
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$100.00
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FREE
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$2.00 / transaction; 1 FREE per month
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$10.00 or FREE with average daily balance of $2,500 (per statement cycle) or more or any active loan over $5,000
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e-statements required, or $2.00 / month fee
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Yes! .05% (APY*) on balances above $2,500 (based on average daily balance per statement cycle)
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$35.00
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For students. Ages 13-26 to open.
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$1.00
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FREE
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$2.00 / transaction; 8 FREE per month
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FREE
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e-statements required, or $2.00 / month fee
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NO
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$35.00 (ONE fee refund per year)
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Employer group relationship checking account
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$25.00
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FREE
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$2.00 / transaction; 1 FREE per month
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$8.00 or FREE with direct deposit and e-statements
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e-statements required, or $2.00 / month fee
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Yes! .05% (APY*) on balances above $2,500 (based on average daily balance per statement cycle)
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$35.00 (ONE fee refund per year)
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If you Live, Work, Worship or Attend School in Wayne County, NC you can join NC Community Credit Union with just $1 in a Savings account. If you do not meet one of these criteria, but reside within the State of North Carolina, you can make a one-time $5.00, tax-deductible donation to the Your Community Foundation to become eligible for membership with us.