Compare Checking Accounts
ACCOUNT TYPE
|
DESCRIPTION
|
MINIMUM BALANCE
|
BILL PAY
|
NON-NCCFCU ATM USE
|
MONTHLY ACCOUNT FEE
|
STATEMENTS
|
EARNS INTEREST
|
NSF / OVERDRAFT FEE
|
---|---|---|---|---|---|---|---|---|
FREE basic checking with e-statements
|
$1.00
|
FREE
|
$2.00 / transaction
|
$8.00 or FREE with direct deposit
|
e-statements required, or $2.00 / month fee
|
NO
|
>$35.00
|
|
Our ‘second chance’ checking account
|
$1.00 (plus $10 fee)
|
FREE
|
$2.00 / transaction
|
$10.00
|
e-statements required, or $2.00 / month fee
|
NO
|
$35.00 (No ODP or courtesy pay granted)
|
|
Interest-bearing checking account
|
$100.00
|
FREE
|
$2.00 / transaction; 1 FREE per month
|
$10.00 or FREE with average daily balance of $2,500 (per statement cycle) or more or any active loan over $5,000
|
e-statements required, or $2.00 / month fee
|
Yes! .05% (APY*) on balances above $2,500 (based on average daily balance per statement cycle)
|
$35.00
|
|
For students. Ages 13-26 to open.
|
$1.00
|
FREE
|
$2.00 / transaction; 8 FREE per month
|
FREE
|
e-statements required, or $2.00 / month fee
|
NO
|
$35.00 (ONE fee refund per year)
|
|
Employer group relationship checking account
|
$25.00
|
FREE
|
$2.00 / transaction; 1 FREE per month
|
$8.00 or FREE with direct deposit and e-statements
|
e-statements required, or $2.00 / month fee
|
Yes! .05% (APY*) on balances above $2,500 (based on average daily balance per statement cycle)
|
$35.00 (ONE fee refund per year)
|
If you Live, Work, Worship or Attend School in Wayne County, NC you can join NC Community Credit Union with just $1 in a Savings account. If you do not meet one of these criteria, but reside within the State of North Carolina, you can make a one-time $5.00, tax-deductible donation to the Your Community Foundation to become eligible for membership with us.