Compare Checking Accounts

ACCOUNT TYPE
DESCRIPTION
MINIMUM BALANCE
BILL PAY
NON-NCCFCU ATM USE
MONTHLY ACCOUNT FEE
STATEMENTS
EARNS INTEREST
NSF / OVERDRAFT FEE
FREE basic checking with e-statements
$1.00
FREE
$2.00 / transaction
$8.00 or FREE with direct deposit
e-statements required, or $2.00 / month fee
NO
>$35.00
Our ‘second chance’ checking account
$1.00 (plus $10 fee)
FREE
$2.00 / transaction
$10.00
e-statements required, or $2.00 / month fee
NO
$35.00 (No ODP or courtesy pay granted)
Interest-bearing checking account
$100.00
FREE
$2.00 / transaction; 1 FREE per month
$10.00 or FREE with average daily balance of $2,500 (per statement cycle) or more or any active loan over $5,000
e-statements required, or $2.00 / month fee
Yes! .05% (APY*) on balances above $2,500 (based on average daily balance per statement cycle)
$35.00
For students. Ages 13-26 to open.
$1.00
FREE
$2.00 / transaction; 8 FREE per month
FREE
e-statements required, or $2.00 / month fee
NO
$35.00 (ONE fee refund per year)
Employer group relationship checking account
$25.00
FREE
$2.00 / transaction; 1 FREE per month
$8.00 or FREE with direct deposit and e-statements
e-statements required, or $2.00 / month fee
Yes! .05% (APY*) on balances above $2,500 (based on average daily balance per statement cycle)
$35.00 (ONE fee refund per year)