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Essential Checking

An Essential Checking Account Crafted for Your Everyday Needs.

Having a basic checking account is essential to your everyday life.  Your NC Community Credit Union’s Essential Checking Account makes checking-in convenient. With just $1.00 to open this account, enjoy FREE Online Banking, FREE E-Statements, low fees, and many other discounts and features. Unbank Yourself and join Your NC Community Credit Union!

I am a New Member

Apply online in 3 simple steps and start saving today with NCCFCU!

I am an Existing Member

Sign in to Online Banking to request a new account with NCCFCU.

Enjoy the Benefits of Our Essential Checking Account:

Membership Eligibility

If you Live, Work, Worship or Attend School in Wayne County, NC you can join NC Community Credit Union with just $1 in a Savings account. If you do not meet one of these criteria, but reside within the State of North Carolina, you can make a one-time $5.00, tax-deductible donation to the Your Community Foundation to become eligible for membership with us.

When opening an account in branch, bring the following:

Valid Driver's License

If your driver’s license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address. Other acceptable primary documents include: U.S. or Foreign Passport, U.S. State Issued Identification, Military Identification, Permanent Registration Car and/or US Visa.

SSN

You are not required to have your Social Security Card when you come in to open an account. To open a checking account we will need to verify your name, date of birth, address, and Social Security Number.