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Share Bear Savings Account

Financial Success Begins at Home

It's Never Too Early

We are committed to helping our members acquire good financial skills early in life, as we know this will ensure a lifetime of financial success! Your NC Community Credit Union offers a unique savings program for young members from birth to age 13. Use it as a depository account for tooth fairy funds, birthday money or monies earned from that wildly successful lemonade stand venture!

Join in person!

Visit one of our branches to open a Share Bear Savings Account for your child.

Bring the following:

For the Adult Who Will Be Joint On The Account

Valid Driver’s License
If your driver’s license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address.

Social Security card OR government-issued document (tax return, w2, etc.) listing your FULL social security number

For the Child Who Will Be Primary On The Account

  • Birth Certificate
  • Social Security card
  • $1.00 Opening Deposit for the account

Membership Eligibility

If you Live, Work, Worship or Attend School in Wayne County, NC you can join NC Community Credit Union with just $1 in a Savings account. If you do not meet one of these criteria, but reside within the State of North Carolina, you can make a one-time $5.00, tax-deductible donation to the Your Community Foundation to become eligible for membership with us.

Current Deposit Rates

Dividend Rates and Minimum Balances

Share Savings,
Christmas Club,
Special Purpose
Share Bear Club0.05%0.25%$1.00
WorkPerks™ Checking
$0 - $2,499
WorkPerks™ Checking
$2,500 +
Select Checking
$0 - $2,499
Select Checking
$2,500 +
IRA Passbook Savings0.05%0.05%$25.00
Money Market Savings Account /
Cash Management Checking
$1,000 to $14,999
Money Market Savings Account /
Cash Management Checking
$15,000 to $100,000
Money Market Savings Account /
Cash Management Checking
*APY is Annual Percentage Yield. Rates subject to change without notice.