Share Bear Savings Account
Financial Success Begins at Home
It's Never Too Early
We are committed to helping our members acquire good financial skills early in life, as we know this will ensure a lifetime of financial success! Your NC Community Credit Union offers a unique savings program for young members from birth to age 13. Use it as a depository account for tooth fairy funds, birthday money or monies earned from that wildly successful lemonade stand venture!
Join in person!
Visit one of our branches to open a Share Bear Savings Account for your child.
Bring the following:
For the Adult Who Will Be Joint On The Account
Valid Driver’s License
If your driver’s license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address.
SSN
Social Security card OR government-issued document (tax return, w2, etc.) listing your FULL social security number
For the Child Who Will Be Primary On The Account
- Birth Certificate
- Social Security card
- $1.00 Opening Deposit for the account
Membership Eligibility
Current Deposit Rates
Dividend Rates and Minimum Balances
| ACCOUNT | RATE (APY*) | YIELD (APY*) | MIN. TO OPEN |
|---|---|---|---|
| Share Savings, Christmas Club, Special Purpose | 0.05% | 0.10% | $1.00 |
| Share Bear Club | 0.05% | 0.25% | $1.00 |
| WorkPerks™ Checking $0 - $2,499 | 0.00% | 0.00% | $25.00 |
| WorkPerks™ Checking $2,500 + | 0.05% | 0.05% | $25.00 |
| Select Checking $0 - $2,499 | 0.00% | 0.00% | $100.00 |
| Select Checking $2,500 + | 0.05% | 0.05% | $100.00 |
| IRA Passbook Savings | 0.05% | 0.05% | $25.00 |
| Money Market Savings Account / Cash Management Checking $1,000 to $14,999 | 0.01% | 0.01% | $1,000 |
| Money Market Savings Account / Cash Management Checking $15,000 to $100,000 | 0.07% | 0.07% | $1,000 |
| Money Market Savings Account / Cash Management Checking >$100,000 | 0.15% | 0.15% | $1,000 |
