Thanks To Certificates, More Young People Are Going To College.
Young couples have the down payment on their first home, and retirees have a supplement to their other retirement benefits. Certificates are a great way to earn a higher interest rate on your savings deposits without tying up your assets for long periods of time.
Term Share Certificates are the credit union equivalent of a bank’s Certificate of Deposit, or CD. Like CDs, these certificates require you to invest funds for a specific period of time, while you earn higher interest in the account.
We Offer 6, 18, 36 or 60 Months Certificates
By saving a little from each paycheck, you will soon have enough to invest in a certificate. With as little as $500, you can start earning certificate rates. When a certificate matures, we automatically renew it for the same number of months unless the funds are withdrawn. Of course, you receive prior notice and have a grace period in which to change the terms. There is a substantial penalty for early withdrawal.
If you Live, Work, Worship or Attend School in Wayne County, NC you can join NC Community Credit Union with just $1 in a Savings account. If you do not meet one of these criteria, but reside within the State of North Carolina, you can make a one-time $5.00, tax-deductible donation to the Your Community Foundation to become eligible for membership with us.
Open In Person
Visit a NCCFCU branch to open
your share certificate.