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Mortgage Loan

Are You In The Market, or Looking To Refinance Your Current Mortgage?

Whether you just want to do some research, or you are ready to purchase, refinance or break ground for your new home, we invite you to do more with your money, and contact our mortgage professionals today.

Before you shop, let us pre-qualify you so you can make an offer quickly and find your perfect home. Your realtor will likely ask if you’ve been pre-qualified before they are able to show you available properties- let us help you with this important step!

Apply Today!

We have local competitive rates, personalized local service and can help you find the best type of mortgage tailored for you.

Why Get Your Mortgage From NC Community Credit Union?​

Competitive Rates

Our rates are highly competitive in the local market.

Truly Local Service

You’ll work with one mortgage loan officer & your application will stay in one place!

Secondary Market Loan Programs

We’ll work with you to determine the best type of mortgage for you.

Loan Types Offered

  1. Conventional Loans for 15, 20 or 30 year terms – Fixed rates & ARM (Adjustable Rate) Products
  2. VA  Loans for 15, 20 or 30 year terms
  3. Construction to Permanent Loans (5% down, 1 Time Close)
  4. Renovation to Permanent Loans (5% Down, 1 Time Close)
  5. FHA Loans (3.5% Down )
  6. Jumbo Loans
  7. Second Home and Investment Property mortgages

Questions? Ask Our Team.

Charles E. Waller, II

Member & Business Relationship Officer, NMLS#2008223

Amber Nicole Turnage

Business Development Specialist, NMLS#2045338

Brittany Ham Acree

Chief Operations Officer, NMLS#1449065
(919) 736-5094