Checking Account Comparisons

Account Type
Description
Minimum Balance
to Open
Bill Pay
Non-NCCFCU ATM Use
Monthly Account Fee
Statements
Earns Interest
NSF/
Overdraft Fee
Essential Checking

Details

FREE basic checking with e-statements $1.00 FREE $2.00/transaction $8.00 or FREE with direct deposit e-statements required, or $2.00/month fee NO >$35.00
Fresh Start Checking

Details

Our ‘second chance’ checking account $1.00 (plus $10 fee) FREE $2.00/transaction $10.00 e-statements required, or $2.00/month fee NO $35.00 (No ODP or courtesy pay granted)
Select Checking

Details

Interest-bearing checking account $100.00 FREE $2.00/transaction; 1 FREE per month $10.00 or FREE with average daily balance of $2,500 (per statement cycle) or more or any active loan over $5,000 e-statements required, or $2.00/month fee Yes; .05% (APY*) on balances above $2,500 (based on average daily balance per statement cycle) $35.00
#myCU Checking

Details

For students. Ages 13-26 to open. $1.00 FREE $2.00/transaction; 8 FREE per month FREE e-statements required, or $2.00/month fee NO $35.00 (ONE fee refund per year)
WorkPerks Checking

Details

Employer group relationship checking account $25.00 FREE $2.00/transaction; 1 FREE per month $8.00 or FREE with direct deposit and e-statements e-statements required, or $2.00/month fee Yes; .05% (APY*) on balances above $2,500 (based on average daily balance per statement cycle) $35.00 (ONE fee refund per year)