Essential Checking Account

OPEN AN ESSENTIAL CHECKING ACCOUNT TODAY

I AM A NEW MEMBER I AM AN EXISTING MEMBER


An Essential Checking Account crafted for your everyday needs.

Having a basic checking account is essential to your everyday life.  Your NC Community Credit Union’s Essential Checking Account makes checking-in convenient. With just $1.00 to open this account, enjoy FREE Online Banking, FREE E-Statements, low fees, and many other discounts and features. Unbank Yourself and join Your NC Community Credit Union!

Enjoy the Benefits of Our Essential Checking Account:

  • FREE E-Statements & Bill Pay
  • Member Rewards
  • FREE Visa® Debit Card
  • No monthly fee with any direct deposit
  • No minimum balance requirement
  • Overdraft privilege available after 30 days

Membership Eligibility:

To be eligible for membership with NC Community Credit Union, you must live, work, worship or attend school in Wayne County, NC.

When opening an account in branch, bring the following:

Valid Driver's License
If your driver's license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement, or lease agreement detailing your current address. Other acceptable primary documents include the US or Foreign Passport, US State Issued Identification, Military Identification, Permanent Registration Car, or US Visa.
SSN
You are not required to have your Social Security Card when you come in to open an account. To open a checking account, we will need to verify your name, date of birth, address, and Social Security Number.