Maximize your earning power!
Both accounts are tiered, paying a higher rate for a higher balance. When you want to keep larger amounts of money immediately available for emergencies but want to earn more than normal savings rates, take a look at these products. That’s how you can maximize your earning power yet keep your money available with high-yielding accounts.
What’s the difference?
The only real difference between the Money Market Savings and Cash Management checking is check writing privilege. You may make an unlimited number of withdrawals in person. Transfers and other preauthorized withdrawals are limited to 6 per month, no more than three of these being by check, debit card, or similar methimgod. Law requires us to impose a fee for excessive withdrawals/ transfers – ours is $10 per item – and requires that your account be closed for repeated abuse.
Balance to open
Standard Monthly Fee
|Cash Management Checking||$1000||None||Yes|
|Money Market Savings||$1000||None||Yes|
|*Pays dividends monthly, calculated on the daily balance.|
You must live, work, worship or attend school in Wayne County, North Carolina to be eligible to join and open accounts with us. If you are a new member, we will open your required Primary Savings (membership) account (you just need $1 to open this) when we open your certificate.
You Can Get Started Online!
Fill out the online application below for a money market savings account. A member of our team will contact you within 1 business day. You will still need to come in to complete account opening- it only takes about 10 minutes!
Open In Person
Visit one of the NCCFCU branches to create a Money Market Savings Account in person.
Locations and Hours
When you come to complete your account opening, bring the following: