Money Market Savings Account

Maximize your earning power with Our Money Market Savings Account!

Our Money Market Savings account is tiered, paying a higher rate for a higher balance. When you want to keep larger amounts of money immediately available for emergencies but want to earn more than normal savings rates, take a look at our Money Market Account. Maximize your earning power and keep your money available with this high-yielding account.

What’s is a Money Market Saving Account?

Want more than a basic saving account? Our Money Market Savings Account is for you! You may make an unlimited number of withdrawals in person. Transfers and other preauthorized withdrawals are limited to 6 per month, no more than three of these being by check, debit card, or similar method. Law requires us to impose a fee for excessive withdrawals/ transfers – ours is $10 per item – and requires that your account be closed for repeated abuse.


 
Money Market Savings
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Money Market Savings
$1,000 Balance to Open
No Monthly Fee
**Plus Dividends

Cash Management Checking
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Money Market Savings
$1,000 Balance to Open
No Monthly Fee
**Plus Dividends

**Pays dividends monthly, calculated on the daily balance.

View Deposit Rates Locations and Hours

Membership Eligibility

You must live, work, worship or attend school in Wayne County, North Carolina to be eligible to join and open accounts with us. If you are a new member, we will open you’re required Primary Savings (membership) account (you just need $1 to open this) when we open your certificate.

When opening an account in branch, bring the following:

Valid Driver's License
If your driver's license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address. Other acceptable primary documents include: U.S. or Foreign Passport, U.S. State Issued Identification, Military Identification, Permanent Registration Car and/or US Visa.
SSN
You are not required to have your Social Security Card when you come in to open an account. To open a checking account we will need to verify your name, date of birth, address, and Social Security Number.

You Can Get Started Online

Fill out the online application below for a money market savings account. A member of our team will contact you within 1 business day. You will still need to come in to complete the account opening- it only takes about 10 minutes!

Open In Person

Visit one of the NCCFCU branches to create a Money Market Savings Account in person.

 

Money Market Savings Application Form

Step 1 of 8 - Eligibility and Account Type

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  • Eligibility and Account Type

    Indicate your eligibility for membership and indicate the type(s) of account(s) you would like to open.