Get Pre-Qualified for a Mortgage

Are you in the market, or looking to refinance your current mortgage?

Whether you just want to do some research, or you are ready to purchase, refinance or break ground for your new home, we invite you to do more with your money, and contact our mortgage professionals today.

Before you shop, let us pre-qualify you so you can make an offer quickly and find your perfect home. Your realtor will likely ask if you’ve been pre-qualified before they are able to show you available properties- let us help you with this important step!

Why Get Your Mortgage From NC Community Credit Union?

Competitive Rates

Our rates are highly competitive in the local market.

Truly Local Service

You’ll work with one mortgage loan officer & your application will stay in one place!

Secondary Market Loan Programs

We’ll work with you to determine the best type of mortgage for you.

Fixed & Adjustable Programs

  1. Conventional up to 30 years – Fixed rates & ARM (Adjustable Rate) Products
  2. VA up to 30 years
  3. Construction to PERM Loans (1 Time Close)
  4. FHA Loans
  5. Jumbo Loans
  6. First mortgages for investment property (non-primary residence)


Apply for a Home Equity Line of Credit


Contact Us

Brittany Ham Acree
Chief Retail Operations Officer, NMLS#1449065
(919) 736-5094

Cindy P. Minchew
Business Development Specialist, NMLS#1685131
(919) 736-5087

Locations and Hours

Get Started Online

Residential Mortgage Pre-Qualification Request

  • Borrower Information

  • Employment History

    (2-year history needed)
  • Co-Borrower Information

  • Co-Borrower Employment History

  • Assets

    Checking & Savings Accounts, 401k Plans, IRAs, Stock and Bond