FreshStart Checking Account

Rebuild With Your NC Community Credit Union!

Mistakes happen. At NCCFCU we believe everyone deserves the chance to start fresh with a clean slate. Our FreshStart Checking Account is geared towards re-establishing account management history, and getting you back on track. With just a $1 minimum balance to open plus a $10.00 fee, make your mistakes a thing of the past and rebuild towards financial success!

Our FreshStart Checking is a second chance account for those who may have a record of accounts in unfavorable standing with other financial institutions.

Fresh Start Checking Benefits:

  • $10 monthly fee
  • No minimum balance requirement
  • No check cashing and check writing fees
  • Free E-Statements
  • Free Bill Pay
  • Member Rewards
  • FREE Visa® Debit Card

Membership Eligibility

You must live, work, worship or attend school in Wayne County, North Carolina to be eligible to join and open accounts with NC Community Credit Union.

You Can Get Started Online!

Fill our the form below to fill out an online application for a checking account. You will still need to come in to complete account opening and order your debit card.

When you come to complete your account opening, bring the following:

Valid Driver's License
If your driver's license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address.
Social Security
Social Security card OR government issued document (tax return, w2, etc.) listing your FULL social security number

Fresh Start Checking Application Form

Fresh Start Checking Application

Step 1 of 8 - Eligibility and Account Type

  • Membership Eligibility

    Indicate your eligibility for membership with our credit union.