FreshStart Checking Account


Our FreshStart Checking is a second chance account for those who may have a record of accounts in unfavorable standing with other financial institutions.


Rebuild With Your NC Community Credit Union!

Mistakes happen. At NCCFCU we believe everyone deserves the chance to start fresh with a clean slate. Our FreshStart Checking Account is geared towards re-establishing account management history, and getting you back on track. With just a $1 minimum balance to open plus a $10.00 fee, make your mistakes a thing of the past and rebuild towards financial success!

FreshStart Checking Benefits:

$10 Monthly Fee | No minimum balance requirement | No check cashing and check writing fees | Free E-Statements | Free Bill Pay | Member Rewards | FREE Visa® Debit Card

Membership Eligibility

You must live, work, worship or attend school in Wayne County, North Carolina to be eligible to join and open accounts with Your NC Community Credit Union.

When opening an account in branch, bring the following:

Valid Driver's License
If your driver's license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address. Other acceptable primary documents include: U.S. or Foreign Passport, U.S. State Issued Identification, Military Identification, Permanent Registration Car and/or US Visa.
You are not required to have your Social Security Card when you come in to open an account. To open a checking account we will need to verify your name, date of birth, address, and Social Security Number.