Fresh-Start Checking Account


Our FreshStart Checking is a second chance account for those who may have a record of accounts in unfavorable standing with other financial institutions.


Press Restart with Your NC Community Credit Union.

Mistakes are made but should never define who we are. Your NC Community Credit Union’s FreshStart Checking Account allows you the ability to rebuild your financial errors and take advantage of your financial future. Start with a clean slate and reestablish your account management history by opening a FreshStart Checking Account today.

Enjoy the Benefits of Our Fresh-Start Checking Account:

  • $10 Monthly Fee | No minimum balance requirement
  • No check cashing and check writing fees
  • Free E-Statements | Free Bill Pay
  • Member Rewards
  • FREE Visa® Debit Card

Membership Eligibility

To be eligible for membership with NC Community Credit Union, you must live, work, worship or attend school in Wayne County, NC.

When opening an account in branch, bring the following:

Valid Driver's License
If your driver's license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement, or lease agreement detailing your current address. Other acceptable primary documents include the US or Foreign Passport, US State Issued Identification, Military Identification, Permanent Registration Car, or US Visa.
You are not required to have your Social Security Card when you come in to open an account. To open a checking account, we will need to verify your name, date of birth, address, and Social Security Number.