Select Checking Account

More Flexibility. More Features. Do More With Your Money.

Similar to our basic Essential Checking, our Select Checking Account has premium features, more flexibility and convenience to keep you connected to your finances! With just $100 minimum to open a Select Checking Account, enjoy No Monthly Fees, interest-earing potential, and unlimited check cashing and check writing.

Our Select Checking is an interest-bearing checking account ideal for those carrying higher balances.

Select Checking Benefits:

  • Free E-Statement & Bill Pay
  • Member Rewards
  • Free Visa® Debit Card
  • No monthly fee with average daily balance of $2,500 or aggregate loan balance of $5,000 or more
  • One free foreign ATM transaction per month
  • Earns interest on balances above $2,500

Membership Eligibility

You must live, work, worship or attend school in Wayne County, North Carolina to be eligible to join and open accounts with Your NC Community Credit Union.

You Can Get Started Online!

Fill out the form below to fill out an online application for a checking account. You will still need to come in to complete account opening and order your debit card.

Join In Person

Visit one of the NCCFCU branches to create a Select Checking Account in person.
Locations and Hours


When you come to complete your account opening, bring the following:

Valid Driver's License
If your driver's license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address.
Social Security
Social Security card OR government issued document (tax return, w2, etc.) listing your FULL social security number

Select Checking Account Application

Step 1 of 8 - Eligibility and Account Type

  • Membership Eligibility

    Indicate your eligibility for membership with our credit union.