Current Rates

Rates Effective September 2nd, 2015
Deposits
Rate Yield
Share Savings (PASSBOOK), Christmas Club, Special Purpose 0.05% 0.05%
IRA’s (PASSBOOK) 0.05% 0.05%
Share Draft (Checking)
Amounts Rate Yield
FREE Checking 0.0% 0.00%
Interest Checking, balances $2,500 and up 0.03% 0.03%
Cash Management (Money Market)
Amounts Rate Yield
$1 to $14,999 0.01% .01%
 $15,000 to $100,000  .07%  .07%
 >$100,000  .15%  .15%
 IRA/TIERED SHARE CERTIFICATES
Term <$100,000Rate (APR/APY) >=$100,000Rates (APR/APY)
6-17 Months .10% /.10% .18%/.18%
18 -35 Months .25%/.25% .30%/.30%
36-59 Months .35%/.35% .40%/.40%
60+ Months .70%/.70% .75%/.75%
*APY IS THE ABBREVIATION FOR ANNUAL PERCENTAGE YIELD
RATES SUBJECT TO CHANGE WITHOUT NOTICE
Loans
2015-2016

NEW AUTO LOANS

2009-2014 USED AUTO LOANS
**As Low As 2.99% APR

Ask us about how we can BEAT your current interest rate by up to 2% or give you up to $500 cash for your auto loan!

**As Low As 4.00% APR
*Qualifying guidelines apply.
** Base Rate Fixed. See a Member Services Representative for payment terms
BOATS AND MOTORCYCLES

 

As low as 8.50% APRAPPLY NOW!

JETSKIs AND ATVs

 

As low as 8.50% APRAPPLY NOW!

Up to 100% Financing Available Up to 100% Financing Available
Boats- Up to 84 Months, as low as 8.50% APR

 

36 – 60 months
Motorcycles- Up to 60 months, as low as 8.50% APR  As Low As 8.50% APR
UNSECURED PERSONAL LOAN OR LINE OF CREDIT RECREATIONAL VEHICLES
**Base Rate Up to 100% Financing Available
As Low As 10.75% Up to 120 months As Low As 8.50% APR
CREDIT CARD RATES DEPOSIT SECURED
(Deposits at NCCFCU)
Visa Platinum 3.00% Over Deposit Rate (Excludes Visa Loans)
As Low As 10.50%
MAY BE LIMITED BY AGE & MILEAGE OF VEHICLE
*APR IS THE ABBREVIATION FOR ANNUAL PERCENTAGE RATE
** “AS LOW AS”; LOAN RATES MAY BE ADJUSTED BASED ON CREDIT PERFORMANCE/LOAN TO VALUE/TERMS MAY APPLY
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
MAXIMUM RATE IS 18.0%

Connect With Us!

Do More With YOUR Money HERE.

Welcome to Your Community Credit Union! We are a community based financial institution located in Goldsboro, NC. If you Live, Work, Worship or Attend School in Wayne County, North Carolina you are eligible for membership by opening a savings account with just $1!