Money Market Checking Account
Maximize Your Earning Power!
Our Money Market Checking account is tiered, paying a higher rate for a higher balance. When you want to keep larger amounts of money immediately available for emergencies but want to earn more than normal savings rates, take a look at our Money Market Account. Maximize your earning power and keep your money available with this high-yielding account.
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What Is A Money Market Checking Account?
Want more than a basic saving account? Our Money Market Checking Account is for you! You may make an unlimited number of withdrawals in person. Transfers and other preauthorized withdrawals are limited to 6 per month, no more than three of these being by check, debit card, or similar method. Law requires us to impose a fee for excessive withdrawals/ transfers – ours is $10 per item – and requires that your account be closed for repeated abuse.

Money Market Checking Benefits
- $1,000 Balance to Open
- No Monthly Fee
- *Plus dividends
Open Your Account in person
Bring the following:
Valid Driver’s License
If your driver’s license DOES NOT list your current address, please bring a recent utility bill, cell phone bill, bank statement or lease agreement detailing your current address. Other acceptable primary documents include: U.S. or Foreign Passport, U.S. State Issued Identification, Military Identification, Permanent Registration Car and/or US Visa.
SSN
You are not required to have your Social Security Card when you come in to open an account. To open a checking account we will need to verify your name, date of birth, address, and Social Security Number.
Current Deposit Rates
Dividend Rates and Minimum Balances
ACCOUNT | RATE (APY*) | YIELD (APY*) | MIN. TO OPEN |
---|---|---|---|
Share Savings, Christmas Club, Special Purpose | 0.05% | 0.10% | $1.00 |
Share Bear Club | 0.05% | 0.25% | $1.00 |
WorkPerks™ Checking $0 - $2,499 | 0.00% | 0.00% | $25.00 |
WorkPerks™ Checking $2,500 + | 0.05% | 0.05% | $25.00 |
Select Checking $0 - $2,499 | 0.00% | 0.00% | $100.00 |
Select Checking $2,500 + | 0.05% | 0.05% | $100.00 |
IRA Passbook Savings | 0.05% | 0.05% | $25.00 |
Money Market Savings Account / Cash Management Checking $1,000 to $14,999 | 0.01% | 0.01% | $1,000 |
Money Market Savings Account / Cash Management Checking $15,000 to $100,000 | 0.07% | 0.07% | $1,000 |
Money Market Savings Account / Cash Management Checking >$100,000 | 0.15% | 0.15% | $1,000 |